Strong winds can wreak havoc—uprooting trees, damaging roofs, and even affecting vehicles. In this episode, Bowers Law explains the steps you should take when wind damage occurs, whether the damage originates on your property or spills over from a neighbor’s yard.
When wind damage strikes, your homeowners insurance is your first line of defense. Even if the incident is caused by a neighbor’s tree, you typically must file a claim under your own policy. Bowers Law advises obtaining a professional estimate to determine if the damage exceeds your deductible before filing a claim.
Knowing your deductible is crucial. If repair costs are below your deductible, it might be best to handle the repairs on your own to avoid unnecessary claims and potential premium increases. This proactive approach can save you money and hassle in the long run.
For expert guidance on wind damage claims and to maximize your insurance benefits, contact Bowers Law today at (410) 885-6200 for a free consultation and advice on navigating your claim process.
Maryland Attorney Jobeth Bowers is the founder of Bowers Law and a graduate of the University of Baltimore School of Law
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