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Negotiation: What do we ask for?

Episode by Jobeth Bowers
Youtube video

It’s Not Just About Medical Bills


When accident cases reach the negotiation phase, one of the most common questions clients ask is, “What are we asking for?” While it may seem straightforward, the answer isn’t. Bowers Law explains that the value of an injury case goes beyond a list of medical bills—it includes missed work, long-term effects, permanent injuries, and how the accident impacts your everyday life.

Why We Don’t Lead With a Number


In most cases, Bowers Law doesn’t start by naming a specific settlement amount—unless they’re demanding the full limit of the at-fault driver’s insurance policy. Naming a number too early often works against the client, especially when the insurance company might be willing to offer more. By letting the insurer go first, Bowers Law gains valuable insight into what they’re prepared to pay—and leaves room to negotiate higher when appropriate.

Strategy, Experience, and Timing


Every negotiation is shaped by experience and familiarity with both insurers and adjusters. Bowers Law has handled hundreds of accident cases and knows when to push forward or hold back. In some rare cases, the firm has received initial offers that exceeded expectations—offers that might have been lost if they’d asked for too little. That’s why the negotiation process is as much an art as it is a science.

Beyond the Insurance Company


Negotiation doesn’t stop at the at-fault insurer. Bowers Law also negotiates with health insurers and lien holders to reduce what clients owe. In one case, they were able to wipe out tens of thousands of dollars in reimbursement claims—simply by staying flexible and strategic in how they approached the numbers.

Contact Bowers Law


If you’ve been injured in an accident, don’t settle for less because of a rushed or uninformed negotiation. Call Bowers Law today at (410) 885-6200 or email for a free consultation. With skilled legal negotiation, you can secure the full value of your claim—without leaving money on the table.

Jobeth Bowers

Episode By Jobeth Bowers

Maryland Attorney Jobeth Bowers is the founder of Bowers Law and a graduate of the University of Baltimore School of Law

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