Insurance Company Settlement Tactics To Avoid

Insurance Company Tactics That Cost Injured Marylanders Thousands

After a car accident, the pain often does not stop with the crash. Attorney Jobeth Bowers explains that insurance companies build their business around paying out as little as possible on every claim, and that strategy plays out through a handful of repeated tactics aimed at injured people. One of the most common is “deny, delay, defend,” where a company stalls a claim or forces a lawsuit, betting that the cost and stress of waiting will push an injured person toward a smaller settlement.

How Insurance Companies Try to Minimize Your Claim

Another tactic involves early settlement offers that arrive within the first weeks of a claim, sometimes for just a few hundred or a couple thousand dollars on a case that may ultimately be worth far more. Attorney Bowers also points to a practice where an adjuster inspects vehicle damage, hands over a check on the spot, and pairs it with a separate, small payout for any injuries. Accepting that injury check typically closes the case for good, even if symptoms like back or neck pain appear later and require ongoing treatment.

These tactics work because they target people during a financially stressful moment, and once a settlement is accepted, the door is closed even if the true cost of the injury is much higher. Attorney Bowers recommends speaking with an attorney before signing anything or cashing any early check from an insurance company, and reviewing your own auto policy, including underinsured and uninsured motorist coverage, before you ever need it.

Contact Us

If you have been injured in a car accident and an insurance company is pressuring you toward a quick settlement, the team at Bowers Law is here to help. With years of experience standing up to insurance companies on behalf of injured Marylanders, we know these tactics and how to push back against them. Call us today or contact us online to schedule a free consultation.