Hit & Run Damage and Injury Recourse – Maryland Injury Law Podcast

What to Do When the Damage Is a Mystery

If your vehicle suffers damage while parked or in a lot and the responsible party flees, you’re not alone. Bowers Law explains that hit-and-run incidents—whether involving another vehicle or even stray objects—require immediate action. The first step is to contact local authorities to file a police report and document the incident.

Your Legal Recourse Under Maryland Law

Without the other driver’s information, your primary recourse is to file an uninsured motorist claim with your own insurance company. This process, designed for no-fault situations, is generally handled in a standardized way, ensuring that even if you’re left with only property damage, you receive the coverage you need under Maryland law.

Minimizing the Impact

Bowers Law reassures you that a one-off hit-and-run claim typically won’t heavily impact your insurance rates. With a statutory deductible of $250 for property damage, the claim process is streamlined. For injury-related cases, Bowers Law provides expert legal support to help secure compensation without the headache of tracking down an unknown driver.

Contact Bowers Law

If you’ve been involved in a hit-and-run incident or need guidance on your uninsured motorist claim, Bowers Law is here to help. Contact our office today at (410) 885-6200 for a free consultation and expert assistance.