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Auto Insurance Policy Secret #1

Episode by Jobeth Bowers
YouTube video

Maximize Your PIP Coverage


Bowers Law reveals the #1 tip for maximizing the value of your Maryland auto insurance policy—boost your personal injury protection (PIP) coverage. This little-known strategy can significantly increase your accident recovery without raising your insurance rates. Why? Because Maryland law explicitly prohibits insurers from penalizing you for filing a PIP claim.

What Is Personal Injury Protection (PIP)?


PIP is a no-fault coverage that reimburses you for medical expenses, prescription costs, and up to 85% of lost wages—regardless of who caused the crash. Many drivers only carry the minimum $2,500 in coverage, but upgrading to $10,000 can make a huge difference. The cost? Sometimes as little as $5–10 per year.

How It Impacts Your Settlement


With Bowers Law managing your claim, PIP becomes a powerful financial tool. By controlling how medical bills are paid and leveraging PIP strategically, the firm has helped clients walk away with more money in their pocket than the total settlement amount—after all bills and fees. These outcomes are rare, but they’re possible when clients follow this key insurance tip.

No Attorney Fee for PIP Claims


Another important point: Bowers Law doesn’t take a fee from your PIP payout unless litigation is necessary (which is rare). The goal is simple—maximize the client’s financial recovery, not the law firm’s share. This tip is all about putting more money in your pocket if you’re ever injured in an accident.

Contact Bowers Law


Want help reviewing your insurance policy or making the most of your PIP coverage after an accident? Contact Bowers Law today at (410) 885-6200 for a free consultation. We’ll help you get the protection—and the payout—you deserve.

Jobeth Bowers

Episode By Jobeth Bowers

Maryland Attorney Jobeth Bowers is the founder of Bowers Law and a graduate of the University of Baltimore School of Law

Schedule a Free Consultation with Jobeth Bowers