A Lowball Offer and a Strange Phone Call
In this week’s episode, Jobeth shares a strange and eye-opening experience from a recent case. After submitting a claim involving multiple herniated discs and a documented concussion diagnosis, the response from the insurance company came not as a phone call, but as a faxed letter offering just $20,000, despite a policy limit of $100,000.
What followed was an unusually circular phone conversation with the adjuster, one that left Jobeth questioning whether he was speaking with a real person or an AI system. The adjuster seemed to ignore the medical details already provided, focusing instead on reducing medical bills rather than addressing the true value of the claim: the pain, suffering, and long-term impact on the client’s life.
Why Delay Tactics Do Not Change What a Claim Is Worth
Jobeth breaks down why lowball offers and unresponsive negotiation tactics are often designed to stall the process, buying insurance companies time while the injured party waits. He also explains why the real value of a claim is not determined by what an adjuster offers, but by what a jury would ultimately award based on the evidence.
This episode is a reminder that insurance companies do not always operate with urgency or transparency, and injured claimants need an advocate who understands these tactics and will not settle for less than a case is truly worth.
Talk to an Attorney Before You Accept an Offer
If you or someone you know is dealing with a difficult insurance company after an accident, do not accept a lowball offer or sign anything without legal guidance. Contact Bowers Law MD today for a free consultation and let our team fight to get you the full value of your claim.
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