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PIP vs. Health Insurance in an auto accident?

December 26, 2025 | Jobeth Bowers

Using Health Insurance to Save on Auto Coverage Can Cost You Later Many drivers assume that having health insurance means they can safely cut coverage from their auto policy and save a few dollars ea…

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Your Insurance Still Protects You When You Are a Passenger in Someone Else’s Car

December 9, 2025 | Jobeth Bowers

Your Insurance Still Protects You When You Are a Passenger in Someone Else’s Car You have spent years improving your auto insurance policy. You have researched your coverages, added the right protect…

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Shortcut to Shopping the BEST auto insurance rates in Maryland

November 25, 2025 | Jobeth Bowers

Too Many Insurance Options? Here’s a Smarter Way to Compare With hundreds of auto insurance companies out there, finding the best rate can feel overwhelming. Many Maryland drivers don’t have ti…

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Don’t Waive This Money Goodbye!

November 11, 2025 | Jobeth Bowers

Two Critical Coverages You Should Never Waive Maryland drivers, listen up — there are two coverages on your auto insurance policy that you should never waive: Enhanced Underinsured Motorist Coverage…

Man making a call by broken-down car on road, family waiting near open trunk with warning triangle in foreground.

Roadside Assistance on your Maryland Auto Policy- Should you have it? Should you use it?

November 5, 2025 | Jobeth Bowers

The Real Cost of Roadside Assistance Claims When your car breaks down on the side of the road, your first instinct may be to turn to the roadside assistance included in your auto insurance policy. Af…

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Top 10 Auto Insurance Hacks for Maryland Part 4 of 4

October 28, 2025 | Jobeth Bowers

Final Two Tips That Can Save You the Most As we wrap up our four-part series on Maryland auto insurance hacks, attorney Joe Bowers shares the last two — and possibly most impactful — tips on how to s…

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Top 10 Auto Insurance Hacks for Maryland Part 3 of 4

October 21, 2025 | Jobeth Bowers

Bundle Your Policies to Unlock Big Savings One of the most overlooked auto insurance hacks is bundling your policies under one provider. Many Maryland drivers miss out on this opportunity to save, es…

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Top 10 Auto Insurance Hacks for Maryland Part 2 of 4

October 14, 2025 | Jobeth Bowers

Ask About Discounts You Didn’t Know You Had Many Maryland drivers are missing out on hidden discounts simply because they don’t ask. Whether it’s your military background, government job…

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Who Gets the Insurance Check for My Medical Bills After a Maryland Accident?

October 8, 2025 | Jobeth Bowers

Key Takeaways Insurance payments for Maryland accident-related medical care are often split between healthcare providers, insurers, and the injured person. Medical liens and subrogation rights play a…

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Top 10 Auto Insurance Hacks for Maryland Policies Part 1 of 4

October 7, 2025 | Jobeth Bowers

Why You Need to Review Your Policy Now Auto insurance rates in Maryland—and across the country—are on the rise, with some increases reaching up to 50%. In this series, Attorney Joe Bowers walks you t…