When Is It Too Late to Call a Car Accident Lawyer?

Written by Jobeth Bowers. Posted in .

Key Takeaways:

  • After a Maryland car accident, it is beneficial for accident victims to contact a car accident attorney as soon as possible.
  • The sooner you get a lawyer working on your car accident case, the better your position will be when facing an insurance provider.
  • Reaching out to a lawyer is an effective way to avoid missing any time limits on claim submissions in accordance with legal regulations.
  • Your lawyer can also help you manage your medical bills and other expenses so that less comes out of your pocket while you wait for your compensation.
  • Bowers Law works on a contingency fee basis, so you can get a free case evaluation from an experienced attorney.

It is easy to feel lost and overwhelmed in the aftermath of a car accident. Grappling with the physical pain and emotional distress is hard enough already, but the mounting pressure of medical bills and vehicle repairs makes it easy to make mistakes. One of the most notable potential mistakes is not hiring a Maryland car accident lawyer to represent your interests throughout the legal process.

If you do not act quickly, the situation could easily spiral out of control leading you to make critical mistakes that will compromise the amount of compensation you may be able to receive. By hiring a car accident lawyer, you will have the edge when talking to insurance companies, as their experience can be put to work directly for your needs. When is it too late to call a car accident lawyer? Discover how it’s never too soon to hire a lawyer after an accident.

Understanding the Statute of Limitations in Maryland

The general statute of limitations in Maryland is three years from the date of the accident, but there are some special circumstances that can change that deadline. A lawyer can help determine if any of those circumstances apply in your case.

It is always best to file as soon as possible to ensure that you do not miss any deadlines. Working with a lawyer right away will put you in a good position to pursue your personal injury case with confidence without having to worry about missed deadlines.

When Do You Need a Car Accident Lawyer?

woman calling a car accident lawyer


Legally speaking, you are not ever required to hire a car accident lawyer. However, practically speaking, you would benefit from hiring a lawyer as soon as possible after any accident in which you sustained serious injuries or property damage. Aside from notifying your insurance provider that an accident occurred and getting medical attention, hiring a car accident lawyer should be your top priority in the aftermath of a car crash.

The Risks of Delaying Legal Consultation After a Car Accident

If you wait too long after a car accident to get legal consultation and take legal action, you may face serious consequences. In fact, there are several major dangers that could impact your ability to receive appropriate compensation in the wake of your motor vehicle accident that you should try to avoid.

Missed Deadlines

Without a legal consultation, you could easily miss out on critical deadlines that are required for your claim. Once the deadlines have passed, there is not much you can do about the situation. You simply have to miss out on the potential compensation, and that can be especially tough to deal with when you have medical bills piled up.

Less Money

When a lawyer is able to handle your claim from day one, they are able to control the order of operations for how your medical bills are paid. For clients with severe injuries, this can result in several thousand dollars more in their pocket at the end of the case. By trying to handle your case independently, you could miss out on this additional money.

Insurance Company Missteps

It is important to remember that insurance companies do not work in your best interests. Their business model is based on denying you as much compensation as they feel they can get away with. Without a lawyer’s advice, it is far easier to fall into the common insurance company traps that they use to get you to admit fault or accept lower settlement offers.

Incomplete Compensation Payouts

Even if you do get compensation in the wake of your accident, it may not be the total amount that you could be entitled to. By having a personal injury lawyer by your side, you can get advice on how to maximize your compensation by taking advantage of every covered type of damages you suffered. For example, car accident victims may receive compensation for medical bills and vehicle repair, but they would still be missing out on coverage for lost wages and future earning capacity.

Loss of Evidence

To build a strong case, you will need evidence for your car accident claim. The longer you wait after your accident, the more difficult it will be to gather evidence. Even if you try to gather evidence early on, doing so without a lawyer’s help could lead you to miss critical pieces of evidence that may be integral to your case.

Why Clients Choose Bowers Law

At Bowers Law, we always fight for what our clients deserve. Insurance adjusters are trained to intimidate and dissuade people from getting the fair compensation they need, and our team is here to fight back. We take a straightforward approach to insurance claims with transparency and communication that makes the process as easy as possible for you while fighting for a fair settlement. Take a look at what some of our previous clients had to say about our services.


“Plain and simple… Mr. Bowers himself has represented me more than once on different occasions, and the promptness, professionalism, and pride he took in defending me and pursuing the agenda is unmatched by my experience with other law firms. The transparency and communication you’ll receive add comfort and confidence to the process. Going the extra mile…Mr. Bowers used his broad network of contacts to ensure all of my problems were addressed (issues that he had no obligation to). He did for me what the “BIG SHOTS” said was impossible because he was calm, cool, collected, and dialed in on a successful judgment and client satisfaction. Plain and simple…no matter the issue, BIG or small, Bowers Law is my first call.” — E.

“I had an accident, and it totaled my car, the insurance company called and wanted me to settle with a payment before I could even get my medical bills. I called Bowers Law Firm and spoke with Jessica, who is so wonderful, she helped me through this whole thing even when I was frustrated. Jessica answered all my emails and would call me if I didn’t understand what was going on, and she would break it down so I understood. Mr. Bowers sat down with me and my husband and explained everything about the process and also told us how to get the best car insurance that a lot of people don’t know is even offered. I would hope I never have to go through this again, but if so, I will definitely call Jessica & Mr. Bowers again. Thank you for all your help!!” — Rita R.

The Best Time to Call is Right After Your Accident. The Second-Best Time is Now

Don’t wait to contact a car accident lawyer in the wake of your auto accident. You’ll need one sooner than you might think.

If you have been injured in an accident in the Cecil County area, reach out to the team at Bowers Law. Get in touch with us at 667-220-6500 or fill out our online contact form to schedule a free consultation.

Frequent Answered Questions

Can I Hire a Lawyer if I’ve Already Spoken to an Insurance Company?

Yes, you can hire a lawyer even if you have already spoken to an insurance company. Once hired, they will take over communication with the insurer for you.

Can I Afford a Car Accident Lawyer?

With the contingency fee system such as what Bowers Law offers, you can always afford a lawyer. A contingency fee means that you only have to pay if the lawyer wins your case. If they don’t win, you won’t owe a cent. Plus, the initial consultation is also free.

Jobeth Bowers

Written By Jobeth Bowers

Maryland Attorney Jobeth Bowers is the founder of Bowers Law and a graduate of the University of Baltimore School of Law

Schedule a Free Consultation with Jobeth Bowers

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