Policy Limits Offer – Motor Cycle Collision

Automobile accidents can be dangerous. Many of them result in injuries to some or all of the people involved in them. These injuries can vary from minor, to very serious or even fatal. The process of successfully handling an automobile accident case from the legal perspective can be complicated, as there are a variety of factors that can influence the bottom line resolution for the client.

Motorcycle accidents can be even more complicated in Maryland. There is a lot of major difference in the way that insurance works for motorcycles, as well as the obvious difference in the likelihood of a serious injury in a motorcycle accident. More often than not motorcycle riders are thrown from their bikes as a result of accidents, and suffer a variety of different injuries. Very simply put, I don’t have a whole lot of car accident clients who suffer from road rash. There are often much higher medical bills, longer time missed from work, and longer periods of time to recover from the injuries in motorcycle accidents.

While some people think that they can get away with handling an automobile accident on their own, without the aid of a lawyer, it’s almost impossible to survive a Maryland motorcycle accident without one. One major difference in motorcycle accidents in Maryland is that motorcycle insurance policies do not cover personal injury protection (PIP) coverage. If you don’t already know, PIP is the coverage that will pay some of your medical bills and/or wage loss prior to settlement, and without any increase in your premiums.

Without this coverage, it is often difficult to find a doctor or therapist who will administer a long course of treatment without an attorney who will provide some assurance that they will get them paid at the time of settlement. Unless you’ve got about $6,000-$10,000 to fork out in cash to pay for this ongoing treatment, you’ll probably need some help. If you do have that kind of cash, you might deplete your resources pretty quick, as with motorcycle injuries you’re probably going to miss substantial time from work, and you won’t get that paid for right away…remember, no PIP.

My office is experienced in handling motorcycle accidents throughout the State of Maryland, and have handled these cases from the lower end, with relatively minor injuries, all the way up through those involving fatalities. We’re adept at guiding you through the process, making it so you can get medical treatment without needing to pay cash, and fighting for the compensation you deserve.

To discuss your Maryland or Cecil County Motorcycle accident with an experienced lawyer, call us now at (410) 885-6200 to talk to a lawyer, and schedule a free, no-obligation consultation in our Elkton or Baltimore office.