We often get calls from prospective clients for debt relief and/or bankruptcy by people who are overwhelmingly being harassed by creditors calling to try to receive payments on open accounts or work out payment plans or other payments.
These calls often are made at all hours, and now are being made on home phones, cell phones, and even at places of employment.
To obtain relief from creditor harassment, you can file for bankruptcy. Telling a creditor you are going to do it is not enough. Creditors know this, and will not stop bothering you until they receive the order from the court. They know that once you file for bankruptcy protection, they will probably be unable to collect all of the debt.
Here are the procedures by which a bankruptcy filing will stop creditor calls:
Filing of a bankruptcy case really does give you a fresh start. Eliminating the debt allows you to start over, rebuild your credit, remove the stress and threat, and move on with your life.
For more information on filing a Bankruptcy, contact our office at (410) 885-6200 .
Maryland Attorney Jobeth Bowers is the founder of Bowers Law and a graduate of the University of Baltimore School of Law
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